• A home equity line of credit utilizes the equity in your home. It's a reusable source of wealth to pay short-term expenses, fund investments and provide overdraft protection.
• Use home equity installment loans to finance home improvements, consolidate debt, purchase a second home and more.

• Protect your checking account from overdraft charges using Ready Reserve - a pre-approved source of credit to cover overdrafts.

• We offer competitive rates on loans for a new house or residential or commercial investment property.

The benefit of bundling
With most of our mortgage loans you can reap the additional benefit of "bundling" when you have other First Resource accounts. Your account balances are based not only on the balance in your checking account but on the cumulative balances in all your First Resource accounts, giving you credit for your overall relationship with us. Say goodbye to monthly service fees!

Applications

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you:  When you open an account, we will ask for your name, address, date of birth, taxpayer identification numbers and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.  We will let you know if additional information is required.  We apologize for any inconvenience caused by our Customer Identification Program.  The law requires it, and, moreover, it is designed to protect us all from terrorist activities.

• Credit Application (PDF)
• Financial Statement (PDF)